International Health Insurance for Belgium

-	in other EU countries national health insurance companies are paying treatment costs, but only up to the maximum of the German treatment charges
-	moving of a sick person back to the origin country are not included when taking part in the national health insurance program
-	by taking out an private health insurance for abroad you will get insured for this moving
-	if you are taking part in a private health insurance program an additional insurance is usually not necessary
-	people taking part in an national health insurance program and having an additional insurance or people taking part in a private health insurance program need only in very special cases an extra health insurance for abroad.

Health insurance abroad:

-	the take out can be done as short time contract for single voyages or as an one-year-policy
-	generally when staying at least seven (7) days buying a one-year-policy is already cheaper
-	most insurance companies do not differ a lot in their offers

Wich benefits are included:

-	you will get funded back for 100% of all doctor and hospital costs and you are free to choose both doctor and hospital
-	when a medical transport back to your origin country is reasonably explained 100% of those costs will be funded back also

Which benefits are not included:

-	treatments which were already necessary before taking part in a journey will not be paid for
-	mental illnesses
-	helping devices like glasses, walking frame etc.
-	dental treatment, which exceed simple fillings, repairs or pain easing treatments

Peculiarity and health care on a trip to Belgium:

-	medical care is expensive but of a high standard
-	there is a reciprocal health agreement with the UK
-	it allows UK citizens a refund of up to 75 per cent of medical costs
-	to take advantage of the agreement, UK citizens should obtain form E111 from the post office before departure
-	rabies is present in a small number of animals
-	if you are bitten, seek medical advice without delay
-	for those at high risk, vaccination before arrival should be considered

Further information:

Embassy of Belgium
103, Eaton Square,
London SW1W 9AB
Telephone enquiries: 020 / 7470.3700
Visa info-line: 09065/508963
E-Mail: belembvisa@ntlworld.com
URL: http://www.diplobel.org/uk/

Or at qualified information centers:

- drugstores providing travel health consulting
- Inoculation places and doctors with special consultation hours regarding the topic travel medicine

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