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International Health Insurance


International Health Insurance for Bolivia


General information:

- outside EU countries national health insurance companies are not refunding any treatment costs and moving of a sick person back to the origin country
in other EU countries national health insurance companies are paying treatment costs, but only up to the maximum of the German treatment charges
- taking out an private health insurance for abroad is mandatory when traveling outside the EU
- if you are taking part in a private health insurance program an additional insurance is usually not necessary but it is advisable to check with your individual health insurance company whether there might be any rating penalty when staying abroad for a longer time
- the private health insurance needs to cover at least 500.000US$


Health insurance abroad:

- the take out can be done as short time contract for single voyages or as an one-year-policy
- generally when staying at least seven (7) days buying a one-year-policy is already cheaper
- most insurance companies do not differ a lot in their offers


Which benefits are included:

- you will get funded back for 100% of all doctor and hospital costs and you are free to choose both doctor and hospital
- when a medical transport back to your origin country is reasonably explained 100% of those costs will be funded back also


Which benefits are not included:

- treatments which were already necessary before taking part in a journey will not be paid for
- mental illnesses
- helping devices like glasses, walking frame etc.
- dental treatment, which exceed simple fillings, repairs or pain easing treatments


Peculiarity and health care on a trip to Bolivia:

- there is no compulsory immunization
- immunization for tetanus, diphteria, polio, typhoid and hepatitis are recommended
- altitude sickness ("soroche") might cause problems, medication is available in Bolivia
- to adjust to the altitude rest on the first days and save exhausting activities for later, eat lightly and drink herbal tea
- insect repellent and mosquito nets are useful and necessary
- if you are entering from a yellow fever region immunization is obligatory, immunization for yellow fever as well as malaria prophylaxis is recommended for the lowlands (Beni)


Further information:

Botschaft der Republik Bolivien
Wichmannstr. 6
D-10787 Berlin
Tel. 030 2639 15 0
Fax. 030 2639 15 15

E-Mail: embajada.bolivia@berlin.de
URL: http://www.bolivia.de


Or at qualified information centers:

- drugstores providing travel health consulting
- Inoculation places and doctors with special consultation hours regarding the topic travel medicine




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