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International Health Insurance


International Health Insurance for Costa Rica


General information:

- outside EU countries national health insurance companies are not refunding any treatment costs and moving of a sick person back to the origin country
- in other EU countries national health insurance companies are paying treatment costs, but only up to the maximum of the German treatment charges
- taking out an private health insurance for abroad is mandatory when traveling outside the EU
- if you are taking part in a private health insurance program an additional insurance is usually not necessary but it is advisable to check with your individual health insurance company whether there might be any rating penalty when staying abroad for a longer time
- the private health insurance needs to cover at least 50.000US$


Health insurance abroad:

- the take out can be done as short time contract for single voyages or as an one-year-policy
- generally when staying at least seven (7) days buying a one-year-policy is already cheaper
- most insurance companies do not differ a lot in their offers


Wich benefits are included:

- you will get funded back for 100% of all doctor and hospital costs and you are free to choose both doctor and hospital
- when a medical transport back to your origin country is reasonably explained 100% of those costs will be funded back also


Which benefits are not included:

- treatments which were already necessary before taking part in a journey will not be paid for
- mental illnesses
- helping devices like glasses, walking frame etc.
- dental treatment, which exceed simple fillings, repairs or pain easing treatments


Peculiarity and health care on a trip to Costa Rica:

- the immunization of tetanus and polio should be refreshed
- the immunization against cholera and malaria is recommended in some regions
- rabbis is present. If you are bitten, see medical advice without delay.
- Drinking water should be avoided
- for other than a tourist visa, a negative HIV-test is necessary


Further information:

Embassy of Costa Rica (US)
21145 Street, NW
Washington, DC 20001
Tel. +1-202-234-2945 /-46
E-Mail: embassy@costarica-embassy.org

Or at qualified information centers:

- drugstores providing travel health consulting
- Inoculation places and doctors with special consultation hours regarding the topic travel medicine




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