International Health Insurance for Malta

-	in other EU countries national health insurance companies are paying treatment costs, but only up to the maximum of the German treatment charges
-	moving of a sick person back to the origin country are not included when taking part in the national health insurance program
-	by taking out an private health insurance for abroad you will get insured for this moving
-	If you are taking part in a private health insurance program an additional insurance is usually not necessary
-	people taking part in an national health insurance program and having an additional insurance or people taking part in a private health insurance program need only in very special cases an extra health insurance for abroad.

Health insurance abroad:

-	the take out can be done as short time contract for single voyages or as an one-year-policy
-	generally when staying at least seven (7) days buying a one-year-policy is already cheaper
-	most insurance companies do not differ a lot in their offers

Which benefits are included:

-	you will get funded back for 100% of all doctor and hospital costs and you are free to choose both doctor and hospital
-	when a medical transport back to your origin country is reasonably explained 100% of those costs will be funded back also

Which benefits are not included:

-	treatments which were already necessary before taking part in a journey will not be paid for
-	mental illnesses
-	helping devices like glasses, walking frame etc.
-	dental treatment, which exceed simple fillings, repairs or pain easing treatments

Peculiarity and health care on a trip to Malta:

-	there is a UK/Malta reciprocal health agreement - UK passport-holders staying less than 30 days will receive free emergency hospital treatment at a state-run hospital
-	health insurance is nevertheless advised
-	the inscription ‘Acqua Non Potabile’ means water is not drinkable
-	a yellow fever vaccination certificate is required from travellers over 9 months of age arriving within 6 days from infected areas
-	if indicated on epidemiological grounds, infants under 9 months of age are subject to isolation or surveillance if arriving from an infected area

Further information:

Consul General of Malta (Australia)
Level 5, 343 Lt Collins Str
Melbourne, Vic 3000
AUSTRALIA
Tel: (613) 9670 8427
E-Mail: maltacg@alphalink.com.au
URL: http://www.vu.edu.au/malta/

Or at qualified information centers:

- drugstores providing travel health consulting
- Inoculation places and doctors with special consultation hours regarding the topic travel medicine

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