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International Health Insurance for the Netherlands
General information:
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in other EU countries national health insurance companies are paying treatment costs, but only up to the maximum of the German treatment charges |
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moving of a sick person back to the origin country are not included when taking part in the national health insurance program |
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by taking out an private health insurance for abroad you will get insured for this moving |
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If you are taking part in a private health insurance program an additional insurance is usually not necessary |
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people taking part in an national health insurance program and having an additional insurance or people taking part in a private health insurance program need only in very special cases an extra health insurance for abroad. |
Health insurance abroad:
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the take out can be done as short time contract for single voyages or as an one-year-policy |
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generally when staying at least seven (7) days buying a one-year-policy is already cheaper |
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most insurance companies do not differ a lot in their offers |
Which benefits are included:
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you will get funded back for 100% of all doctor and hospital costs and you are free to choose both doctor and hospital |
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when a medical transport back to your origin country is reasonably explained 100% of those costs will be funded back also |
Which benefits are not included:
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treatments which were already necessary before taking part in a journey will not be paid for |
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mental illnesses |
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helping devices like glasses, walking frame etc. |
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dental treatment, which exceed simple fillings, repairs or pain easing treatments |
Peculiarity and health care on a trip to the Netherlands:
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the standard of health care (and other social services) is very high, with an unusually high proportion of the national income devoted to public health |
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there is a reciprocal health agreement with all other EU countries - on presentation of form E111 by UK residents (available from post offices or the Department of Health) medical treatment, including hospital treatment, is free; prescribed medicines and dental treatment must, however, be paid for |
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further information can be obtained from The Netherlands General Sickness Insurance Fund (Algemeen Nederlands Onderling Ziekenfonds – ANOZ) |
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certain strong medicines can be taken to The Netherlands if they are accompanied by a doctor’s prescription |
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outside of the EU, The Netherlands has reciprocal health agreements with Cape Verde, Morocco, Serbia and Montenegro, Tunisia and Turkey |
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all other travellers are advised to take out full medical insurance |
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rabies may be present in animals, although risk to travellers is very rare - for those at high risk, vaccination before arrival should be considered |
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if you are bitten, seek medical advice without delay |
Further information:
The Netherlands Embassy (US)
4200 Linnean Avenue NW,
Washington, DC 20008 – USA
Tel.: +1-202-244-5300
URL: http://www.netherlands-embassy.org/
Or at qualified information centers:
- drugstores providing travel health consulting
- Inoculation places and doctors with special consultation hours regarding the topic travel medicine
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