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International Health Insurance for New Zealand
General information:
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outside EU countries national health insurance companies are not refunding any treatment costs and moving of a sick person back to the origin country |
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in other EU countries national health insurance companies are paying treatment costs, but only up to the maximum of the German treatment charges |
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taking out an private health insurance for abroad is mandatory when traveling outside the EU |
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if you are taking part in a private health insurance program an additional insurance is usually not necessary but it is advisable to check with your individual health insurance company whether there might be any rating penalty when staying abroad for a longer time |
Health insurance abroad:
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the take out can be done as short time contract for single voyages or as an one-year-policy |
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generally when staying at least seven (7) days buying a one-year-policy is already cheaper |
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most insurance companies do not differ a lot in their offers |
Which benefits are included:
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you will get funded back for 100% of all doctor and hospital costs and you are free to choose both doctor and hospital |
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when a medical transport back to your origin country is reasonably explained 100% of those costs will be funded back also |
Which benefits are not included:
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treatments which were already necessary before taking part in a journey will not be paid for |
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mental illnesses |
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helping devices like glasses, walking frame etc. |
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dental treatment, which exceed simple fillings, repairs or pain easing treatments |
Peculiarity and health care on a trip to New Zealand:
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medical facilities, both public and private, are of a high standard |
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there is a reciprocal health agreement with the UK, which entitles short-term British visitors to publicly funded health treatment |
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they will receive free treatment as a hospital inpatient, but must pay some charges for any services provided by outpatients and private doctors - medical insurance is advised to cover any additional charges |
Further information:
New Zealand Immigration Service
CENTRAL AUCKLAND
Level 3
450 Queen Street
AUCKLAND
POSTAL ADDRESS
Private Bag
Wellesley Street
AUCKLAND
Tel: 09 914 4100
URL: http://www.immigration.govt.nz
Or at qualified information centers:
- drugstores providing travel health consulting
- Inoculation places and doctors with special consultation hours regarding the topic travel medicine
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