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International Health Insurance


International Health Insurance for Spain


General information:

- in other EU countries national health insurance companies are paying treatment costs, but only up to the maximum of the German treatment charges
- moving of a sick person back to the origin country are not included when taking part in the national health insurance program
- by taking out an private health insurance for abroad you will get insured for this moving
- If you are taking part in a private health insurance program an additional insurance is usually not necessary
- people taking part in an national health insurance program and having an additional insurance or people taking part in a private health insurance program need only in very special cases an extra health insurance for abroad.


Health insurance abroad:

- the take out can be done as short time contract for single voyages or as an one-year-policy
- generally when staying at least seven (7) days buying a one-year-policy is already cheaper
- most insurance companies do not differ a lot in their offers


Which benefits are included:

- you will get funded back for 100% of all doctor and hospital costs and you are free to choose both doctor and hospital
- when a medical transport back to your origin country is reasonably explained 100% of those costs will be funded back also


Which benefits are not included:

- treatments which were already necessary before taking part in a journey will not be paid for
- mental illnesses
- helping devices like glasses, walking frame etc.
- dental treatment, which exceed simple fillings, repairs or pain easing treatments


Peculiarity and health care on a trip to Spain:

- there is a reciprocal health agreement with the UK
- medical treatment provided by state scheme doctors at state scheme hospitals and health centres (ambulatorios) is free to UK citizens if in possession of form E111
- health insurance is required for private medical care
- vaccination is advisable
- prescribed medicines and dental treatment must be paid for by all visitors.
- rabies is present - for those at high risk, vaccination before arrival should be considered
- if you are bitten, seek medical advice without delay


Further information:

Embassy of the Kingdom of Spain (US)
2375 Pennsylvania Av. NW
20037 Washington D.C.
Tel.: 202-4520100
URL: http://www.spainemb.org


Or at qualified information centers:

- drugstores providing travel health consulting
- Inoculation places and doctors with special consultation hours regarding the topic travel medicine




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